There's no rule of thumb and it's
rubbish to only get cars newer than 4 years because then you could fall into
the trap of thinking a 4 year old car will always be in better shape than a 10
year old car. Somebody could destroy a car in 2 years if they didn't look after
it whereas a car could last well over 20 years if it's maintained properly.
Also, don't worry too much about a mechanic. You would be very lucky if you knew a mechanic personally who would come look at a car for you so that's definitely not an option to consider unless it's available.
I've bought a few used cars (both dealer and private) and here's my advice:
-Find a car you like first (don't just go to a dealer with no idea what you want). Narrow it down to make and models and year of production (or 'mark', which refers to each particular model and the length of time that model was produced during). Then you can search for (e.g.) 'Mark 5 Golf buyers’ guide'. This will show you some common faults and things to look out for with the specific model.
Also, don't worry too much about a mechanic. You would be very lucky if you knew a mechanic personally who would come look at a car for you so that's definitely not an option to consider unless it's available.
I've bought a few used cars (both dealer and private) and here's my advice:
-Find a car you like first (don't just go to a dealer with no idea what you want). Narrow it down to make and models and year of production (or 'mark', which refers to each particular model and the length of time that model was produced during). Then you can search for (e.g.) 'Mark 5 Golf buyers’ guide'. This will show you some common faults and things to look out for with the specific model.
This is especially useful if you are looking to buy a performance car
(like a hot hatch) because there are often owners clubs that provide very
detailed information about specific parts that are critical and need
maintenance.
- Check the car hasn't been written off and repaired (it will be labelled as
Cat C or Cat D if it is an insurance repair job).
- Check the car has full service history paperwork so you can look through to make sure it has had oil changes, brake & engine maintenance each year. Some cars have longer service intervals but even so, it's best to keep an eye out for proof that maintenance has taken place.
- Check if there are any 'advisories' on the latest MOT certificate. These are problems that have been found with the car that aren't required to be repair for the MOT to pass. They may not be legal requirements but could become worse and be a fail in the next MOT.
- Mileage is a big factor. Although many cars can get to 200,000+ miles with no problem, you should perhaps avoid smaller cars (like Minis, Fiestas) etc. that have more than 10,000 miles for each year the car has existed. Also if a 5 year old car has a low 3,000 miles on the clock find out why (often it's genuine where it's been stored in a garage by an old person and only used once a week etc) but you should always question it.
- Check the cam belt change interval for the car. This is an essential service that can lead to a ruined engine if it fails. If a car's cam belt change interval is 20,000 miles and the car has 21,000 miles on the clock then make sure the cam belt has been changed and also be aware if the interval is approaching and it hasn't yet been done as it is very important to do so.
- Check for rust around the body work & brakes and even if you aren't car savvy, check under the bonnet for obvious leaks and excessive dirt (which could point to an oil leak). You don't have to be an expert to spot the obvious.
- Check AutoTrader for the exact specifics of the car (make, model, mileage, engine size etc) to find a realistic price to bargain with. Use a close tax or MOT expiration date, windscreen chips and other maintenance requirements that will cost £50+ each to rectify to try to get a lower price if the asking price is close to the value. For example if a car is worth £2000 and the asking price is £2000 but the tax & MOT are due and there is a chip in the windscreen then that may all cost £250+ to rectify so bargain with that plus a bit extra to get a tank of fuel ;)
Finally, take it for a test drive. It's not easy to hear small creaks when you're concentrating on driving an unfamiliar car but if the steering, clutch, brakes, gears or steering don't feel right to you or there are loud knocks from the suspension then avoid.
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